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The gold standard to replace missing teeth is dental implants. They offer benefits other options can’t provide. Despite the many benefits they bring, you might be worried about the cost of this treatment. They are an investment, but you might wonder if your dental insurance can cover them. Here’s what you should know and how you can maximize your benefits.
Does Dental Insurance Cover Dental Implants?
In short, many dental insurance plans don’t cover dental implants. They are classified as a “luxury procedure,” so you’ll likely have to pay for the post and placement surgery.
That said, some providers might offer some coverage, as the benefits of this tooth replacement become more understood. If your plan does offer some coverage, then it may be paid up to 50% of the cost, though don’t forget to factor in your annual maximum and deductible. These can affect how much you will owe out of pocket.
Is Any Part of the Dental Implant Process Covered?
Although dental insurance doesn’t often cover dental implants, there may be some parts of the process that are. For instance, if you need preliminary treatments, like extractions, bone grafting, or gum disease treatment, your benefits may be able to help with them. This can also go toward the restoration that’s attached to the post, like a crown, bridge, or denture.
Tips to Maximize Your Dental Insurance Benefits
The good news is that you can get prepared for how much your dental implants will cost. Here are some tips to get this portion of your journey handled:
- Work with your dental team and your insurance. The front desk team can oftentimes submit preauthorization requests for implants; that way, you can get an estimate of how much you will owe.
- Schedule strategically. Dental insurance benefits often reset at the end of the calendar year. Use any remaining for the current year and then finish your treatment at the start of the next.
- Ask about financing. Many offices accept third-party financiers, like CareCredit. This allows you to break the cost into monthly payments with little-to-no interest. That way, it’s easy to allocate into your budget.
In the end, dental insurance may not fully cover dental implants, but it can be helpful in some cases. By having a consultation, you can better know what to expect when getting your full smile.
About the Practice
Want to replace your missing teeth? Our team at A New Smile Dental Canyon Country is dedicated to helping patients in Santa Clarita with their tooth loss by offering reliable solutions, like dental implants. Led by compassionate dentists, we can complete the entire process in-house, so you stay in our expert care every step of the way. If you have any questions, schedule an appointment or call our office at 661-251-0480.